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Money Guide: Family Budget


7 Things to Consider When Planning for Retirement

Ah, retirement. It’s something that many working folk look forward to. After all, when you spend most of your life working hard, it’s nice to know there’s time to relax and enjoy life. Whether retirement is right around the corner or you’re still young yet starting to plan for retirement, there’s a lot you need to think about. Check out these seven things to consider... [Continue Reading]

Why You Need to Keep Working After Retirement

The percentage of people aged 65 to 74 years in the labor force has risen from 20.4 percent in 2002 to 20.6 in 2012. The Bureau of Labor and Statistics (BLS)  projects that this rate will increase to 31.9 percent in 2022. Many workers look forward to their retirement and they hope to rest and kickstart projects they were not able to work on before retirement. But partly because... [Continue Reading]

The Major Advantages To Buying a Used Car

When you think about buying a new car, you probably think about a shiny new model fresh off the assembly line. While there’s nothing wrong with that, there are big advantages to buying a used car. Don’t worry, today’s used cars, which are more commonly known as “pre-owned” these days, are often indistinguishable from new, especially those marked... [Continue Reading]

Avoiding The Bad Credit Pitfalls

Bad credit can wreck your financial prospects. Actions you take years before your desired house, car or other purchase can come back to haunt you, given the long memories of lenders and credit companies. If you’re not clued up on your credit report, that’s fine. Many people aren’t, and they can seem complicated. Clearing your old debt is the first step to repairing... [Continue Reading]

Comparing funeral plans

Before buying most goods and services you are likely to make comparisons. By comparing what’s on offer, you may decide whether certain choices match your particular needs and requirements, and you may judge the value for money obtained by comparing prices. Comparing funeral plans involves a similar process, but may be even more important because of the wide variety of plans available. So,... [Continue Reading]

Christmas Breaks in your 'van

There’s nothing better than a familiar Christmas at home. Much as we all say and believe that though, in practice, sometimes it’s nice to do something just a little bit different. Getting away over the holidays can make a nice change and give you the chance to have a more personal Noel than is possible if you’re back at home base and acting as the Master of Ceremonies. If... [Continue Reading]

Looking After Your Home

Buying a home is a huge investment, and common sense would dictate that we would look after that investment so that we are able to sell it succesfully in the future. Sadly, many people put off home maintenance – either out of lack of time, or lack of confidence in their ability to complete the jobs. This is a bad idea, as deferred home maintenance can lead to serious problems in the future. ... [Continue Reading]

Ways to Come up with Cash Fast for an Unexpected Emergency

For anyone living on a strained budget, an unexpected expense like a home or a car repair, school tuition, or sickness can create a major setback. Life happens and unfortunately every now and then an emergency will come up that requires you to have access to cash quickly. The key is to get yourself on a budget so that when something needs replacing, you have the money in the bank to cover it. In... [Continue Reading]

Taking a Vacation on a Budget

With the summer season coming to an end we are seeing people going back to work, school, and just life in general. With this time of year comes a slowdown in travel. That also means that airlines, hotels, and car rental agencies are clamoring for every piece of business they can find this time of year. Competing for customers is great news for all of you because it means savings are everywhere... [Continue Reading]

Budgeting Effectively In Your 20s

Hitting your 20s almost always coincides with entering into the practical mainstream where a lot of realities are opened up to you as you try and cope with the plethora of new responsibilities. As much as everyone in their early 20s loves having gained control of their life, gotten independent and largely unanswerable to elders, it still comes with a lot of new challenges. One of the major ones is... [Continue Reading]