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Money Guide: Credit Cards (Page 2)


Managing Your Finances With Debit and Credit Cards

It is hard to imagine or, for the older generation, to remember life without carrying plastic cards wherever we go. Credit cards have been available for many years. Debit cards were introduced some time later, but when most current accounts still attracted interest for staying in the black. At the time, many credit card users couldn’t think of a reason for using debit cards, since they would... [Continue Reading]

Are Prepaid Cards Expensive And Dangerous?

Prepaid cards have taken the finance world by storm. While, in the USA, some TV stars have begun issuing prepaid cards under their own name, the UK has seen a rapid rise of prepaid card use in relation to credit cards. The reason for this development isn't hard to understand: Simply put, customers with a bad credit rating are increasingly finding it impossible to get a regular credit card. Since a... [Continue Reading]

The Cost Of Credit Cards

Although some choose to rush into getting a credit card, they normally do so without being aware of the costs. A lot of credit cards out there come with hidden costs and charges, and you should always be aware of this before you apply. In most cases, these fees and charges won’t get noticed by the user until it is too late. Credit card holders who aren’t aware of any hidden costs could... [Continue Reading]

How To Avoid Late Fees

Although it may be overstated, there is a lot of truth to people ruining their credit score due to missing payments and paying their credit card bills late. The fees can pile up and the interest rates can grow before you know it, and after a while you won’t even be able to pay the minimum amount of payment. If you don’t do something fast - it could be the beginning of the end. To make sure... [Continue Reading]

Getting Approved Instantly Online

If you’ve surfed around on the Internet, you’ve no doubt ran across many different credit card companies, offering you cards at what they claim are the best in terms of interest rates and fees. Credit card companies operate both offline and online, and you can even apply for your card directly through their website. Even though many people understand how this process works, there are some... [Continue Reading]

Choosing Your Credit Card

As you probably already know, there are many credit cards out there. The one you choose however, should reflect your lifestyle and your ideal spending amounts. If you are looking for the best possible deal and the best company for your credit card, you’ll obviously need to look around at what you have to choose from and what works best for you. The first thing you’ll need to decide when... [Continue Reading]

How to Apply for a Credit Card

One of the disadvantages of modern times is that people tend to acquire so many things they don’t really need. Numerous gadgets and services occurred targeting a vast market of consumers and this emergence of various inventions somehow blinded people. Since finances—especially money—is one of the major concerns of many people, a wide array of financial management services and financial... [Continue Reading]