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Money Guide: Insurance


How to reduce your non-standard insurance premiums

The conventional building – whether a home or commercial property – is built to a standard construction and design, with walls of brick or stone and a roof clad in tiles or slates. High-value homes, listed buildings, thatched cottages and historic estates are rarely designed and built to such conventional standards and use non-standard materials and construction techniques –... [Continue Reading]

How to Cut Your Cost on Auto Insurance

When it comes to saving money, there is no better place to start then with your auto insurance. If you have not given much thought to your auto insurance, now might be a great time to take a look especially when you are in the mood to save money. According to an insurance article, too many people buy their auto insurance backwards. What we mean is that a lot of people buy their car first then look... [Continue Reading]

Add These 5 Things to Your Car To Save on Insurance

Saving on car insurance isn’t always about finding the best car insurance premium or the deductible that makes the most sense for you. When purchasing car insurance, you want to consider what you can do to the vehicle you drive so that you can come to your insurance provider with a safe and reliable vehicle. This puts you in a great position to receive lower premiums, and make your car... [Continue Reading]

What does unoccupied property insurance cover?

Your home insurance, whether owner-occupier or landlord, will typically specify a maximum number of consecutive days your property can remain unoccupied before your insurance is at risk. That period might vary but it’s typically in the range of 30-45 consecutive days. Once that passes, if you wish your cover to continue without issue, you’ll typically need unoccupied property... [Continue Reading]

Tips to Help You Save on Your Auto Insurance

Finding the right insurance provider is a hustle for many people. Even when their car insurance policies cost them a considerable sum annually, they’d rather not be bothered to search for a more affordable insurance policy. The average annual rate for car insurance is currently $900 according to the National Association of Insurance Commissioners. This average figure has been... [Continue Reading]

What you need to know about rental property insurance

Home insurance isn’t just for people who own their homes. Even if you rent, you need to have insurance. Rental property insurance covers you for losses due to fine, storms, burglary and more. Read on to find out why you need rental property insurance. Levels of coverage Like most types of insurance, rental property insurance companies offer various levels of coverage. Each level costs more... [Continue Reading]

Is Insurance in God’s Plan?

Insurance is a means of protecting ourselves against the unforeseen and unknown. But this might seem a little unusual to those in our communities who believe that the Lord provides as much guidance and protection as we should ever need. In fact, some might even argue that insurance is a deception; a means of tricking us into believing that we can get along quite well without faith. Nevertheless,... [Continue Reading]

Save Money with Short Term Car Insurance

Sometimes you do not need car insurance for a whole year, and if this is the case then you should know that you do not have to pay for a whole year and instead there is a much more cost effective way to get covered. In today’s day and age it is very common for drivers not to use their car all the time throughout the year, so it would seem wasteful to have to pay for a whole year when you may... [Continue Reading]

Advantages and Benefits of Senior Life Insurance

Over the next few decades an ageing population will have significant implications for Australia, according to the report “Australia to 2050: Future Challenges, January 2010 (Intergenerational Report 2010)” from the Attorney-General's Department, including issues for health and social care, participation in the labour force, and demand for housing. These issues are for society as a... [Continue Reading]

Accidents that Are Eligible for Monetary Compensation

There is a vast grey area when it comes to knowing what sorts of accidents may be financially compensated and what sorts cannot. If you have been in an accident of some kind, one of your first thoughts may be – beyond the initial physical pain or bodily injury, of course – related to whether or not you can expect to be financially compensated for this inconvenience and suffering. In... [Continue Reading]