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Personal Finance News 02/2012



Current Mortgage Rates Today – US Bank Raises Rates while HSBC Lowers Them
(Best Syndication News) Mortgage interest rates were mixed Tuesday, as some lenders increased their loan rates and others lowered them (see mortgage rate charts below). The benchmarks also moved in separate directions. Stocks in the United States ...

Personal Finance: Harmon School prepares pupils for later studies
by HOLLY SCHOENSTEIN | REPORTER Aurora -- Seventh- and eighth-graders at Harmon School are being introduced to fundamental personal financial literacy concepts with the intention of preparing them for the "Personal Finance" course they'll take at ...

Personal Finance: AHS business department offers class first time
At Aurora High School, that's the semester-long sophomore business course known as "Personal Finance." Current juniors and seniors are permitted to take the course as an elective, with more focus on credit debt and identity theft than in past similar ...

Mortgage rates hit record low
By TIM HEMING CHELSEA Building Society is offering a record low mortgage rate of 3.19 per cent over five years for homeowners looking for a long-term fixed rate deal. However, at least a 30 per cent deposit must be stumped up and there is a hefty ...

Sainsbury& 039;s Finance Launched New Personal Loan at 6,1%
British bank Sainsbury's Finance recently announced the launch of a new personal loan available at as low as 6.1% APR. The interest rate this low is available for the bank's customers applying for a loan via the bank's website with a Nectar card or for ...

HSH.com Weekly Mortgage Rate Radar: Mortgage Rates Retreat Again on Tepid Fed ...
HSH.com Weekly Mortgage Rate Radar: Mortgage Rates Retreat Again on Tepid Fed ...

Daily Mortgage Rate Alerts: Wells Fargo Refinance Deals Holding Steady as ...
Daily Mortgage Rate Alerts: Wells Fargo Refinance Deals Holding Steady as ...

HSH.com Weekly Mortgage Rate Radar: Mortgage Rates Retreat Again on Tepid Fed ...
HSH.com Weekly Mortgage Rate Radar: Mortgage Rates Retreat Again on Tepid Fed ...

Underwater Refinances Show Jump
The average fully contracted mortgage rate on a 30-year fixed rate loan dropped to 4.09% from 4.11% for the week on 80% loan-to-value mortgages. However, FHA mortgages, which more consumers are purchasing these days because of their lower rates and ...

Personal Capital Enters OBR Hall of Fame
Among the Hall of Fame recipients are: -- Wells Fargo - first online bank statements (1995) -- E-Loan - first online mortgage broker (1997) -- PayPal - first online payment service (1999) -- Mint & Yodlee - first online personal finance manager (2007) ...

Bauer raised most money so far in 7th Congressional District race
That figure includes a $150000 personal loan the Republican candidate took out. There are 14 hopefuls in the race for the 7th Congressional seat. The GOP candidates are Bauer; Murrells Inlet realtor Renee' Culler; Florence attorney Jay Jordan; ...

Mint launches personal finance app for Android Tablets
“In the next few months, Android tablets are expected to hold more than 40 percent of the market share,” Aaron Forth, general manager of Intuit's Personal Finance Group said in a statement on Wednesday. “As tablet use rises, more mobile-savvy people ...

Desperate plea: Please help us save our girl
By Jay B. Hilotin, Chief Reporter, XPRESS DUBAI: A Filipino couple weighed down by a personal loan which they took to bankroll their child's battle against a rare kidney cancer has appealed to Good Samaritans for help to give her a life-saving ...

Mint brings personal finance program to Android tablets
by David Needle February 1 2012, 2:15 pm Comment Tax time and other personal finance chores may recall late nights hunched over the keyboard of your desktop PC. The latest release from Mint.com won't guarantee you won't work late, but it does offer ...

Why We Buy: The Psychology of Overspending
By Barbara Thau Posted 2:25PM 02/01/12 Family Money, Personal Finance The college professor and her husband bought a house in Brooklyn, NY, with a healthy cash down payment. Martinez takes regular trips to Italy to visit her in-laws without wracking up ...

Wednesday's Personal Finance Stories
By MarketWatch Robert Powell writes today in his Your Portfolio column that it's getting harder to read the tea leaves on inflation/deflation. At the start of the week, pundits were talking about deflation. The same day, data showed stronger demand by ...

PERSONAL FINANCE: Learn To Make Market Swings Work For Your Retirement
(RTTNews.com) - Market volatility is a concept about which investors have had to learn a lot over the last few years. Ever since the financial crisis, stocks have been prone to massive drops and sudden rallies - enough to whipsaw even the savviest ...

Groundhog Day: 7 mistakes retirees make repeatedly
By Dave Carpenter AP Personal Finance Writer / February 1, 2012 CHICAGO—Despite the best of intentions, retirees tend to make the same money mistakes over and over and over again. Repeating the same scenario isn't all unpleasant, as Bill Murray ...

Atlanta Resident Pleads Guilty to Bank Fraud and Tax Charges
He filed these applications for a secured car loan because he knew that the applicants were not sufficiently creditworthy to obtain an unsecured personal loan. In several such instances, he created and submitted false tax returns, W-2 forms, pay stubs, ...

UPDATE: Get a Jump on Your Taxes: Pageonce and H&R Block Bring Online Personal ...
UPDATE: Get a Jump on Your Taxes: Pageonce and H&R Block Bring Online Personal ...

Personal finance - Purse tightening
Christo Davel, the man who launched the revolutionary concept of standalone Internet bank 20Twenty in SA, is again trying to shake up the banking industry with his latest venture, 22seven. 22seven takes a person's financial information and summarises ...

Oklahoma business owners lead the money chase to succeed Rep. Dan Boren in ...
Oklahoma business owners lead the money chase to succeed Rep. Dan Boren in ...

Current Mortgage Rates Today – Changes at Citibank and Chase Banks
(Best Syndication News) Mortgage interest rates were mostly lower today despite a modest increase in some of the benchmark indexes (see the mortgage rate charts below). Citibank, Bank of America, KeyBank, Chase, PNC, and some other lenders lowered ...

The NFECs' Financial EduNation Campaign Offers New York Residents Free ...
The NFECs' Financial EduNation Campaign Offers New York Residents Free ...

Prosper.com Funds More Than $300 Million in P2P Personal Loans
In addition to credit scores, ratings and histories, investors can consider borrowers' personal loan descriptions, endorsements from friends, and community affiliations. Prosper handles the servicing of the loan on behalf of the matched borrowers and ...

CML: Match mortgage benefits to borrowers' rates
Currently, the benefit is paid at a flat rate determined by the Bank of England's average mortgage rate – currently 3.63%. However, the Council of Mortgage Lenders (CML) has said that this payment is, in most cases, likely to differ from the actual ...

Lending Club Surpasses $500 Million in Personal Loans
The majority of borrowers (66.7 percent) say they use Lending Club's fixed-rate personal loan platform to pay off their high-interest credit cards. Investments are also soaring: Lending Club now receives more than $30 million a month in new investments ...

In Personal Finance on 4 Feb
Personal Finance reports on what the council ruled and what this means for you, the medical scheme member. * Should you be running scared of the new record levels being set every day on the JSE? * Most unit trust investors don't have to do much about ...

30-year mortgage rate falls to record-low 3.87%
By Ruth Mantell WASHINGTON (MarketWatch) -- With economic growth below expectations, mortgage rates hit record lows in the week ending Feb. 2, as the average rate on the 30-year fixed-rate mortgage fell to 3.87% from 3.98% in the prior week, ...

Readers' Tips for Financial Renewal, Part 2: How to Spend Wisely
By Bruce Watson Posted 12:25PM 02/02/12 Personal Finance A few weeks ago, we asked our DailyFinance readers for their best advice on how to get your financial house in order. As many noted, part of living well is spending wisely -- after all, ...

Thursday's Personal Finance Stories
By MarketWatch When your quarterly 401(k) statements arrive in the mail this year, there'll be something different. More accurately, there'll be a lot more that's different. New regulations are requiring sponsors of retirement plans to provide detailed ...

Mortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98%
Mortgage rates today on 30 year mortgages are averaging 3.98%, a slight decrease from yesterday's average 30 year mortgage rate of 3.99%. Current mortgage rates on 15 year home loans are averaging 3.31%, down slightly from yesterday's average 15 year ...

Lending Club Surpasses $500 Million in Personal Loans
The majority of borrowers (66.7 percent) say they use Lending Club's fixed-rate personal loan platform to pay off their high-interest credit cards. Investments are also soaring: Lending Club now receives more than $30 million a month in new investments ...

30-Year Fixed Mortgage Rate Drops 10 Basis Points
The 30-year fixed mortgage rate on Zillow® Mortgage Marketplace is currently 3.72 percent, down 10 basis points from 3.82 percent at this same time last week. On January 17, the 30-year fixed mortgage rate dropped to 3.69 percent—the lowest rate ...

Stern Advice: New 401(k) policies are a mixed bag
(The Personal Finance column appears weekly, and at additional times as warranted. Linda Stern can be reached at [email protected]; Linda Stern tweets at www.twitter.com/lindastern.; Read more of her work at blogs.reuters.com/linda-stern; ...

Real: Mortgage rates expected to remain low
"2012 will be a mortgage rate tug of war," Green said. "The economy is pulling mortgage rates up. The Federal Reserve is pulling mortgage rates down." The Fed says it will keep the key interest rate near zero until late 2014 and continues to reinvest ...

Personal finance editor Amanda Morrall talks to Suzanne Wolton with AA ...
Personal finance editor Amanda Morrall talks to Suzanne Wolton with AA ...

We acted prudently, say credit union bosses
"In addition to normal personal loan provisions, additional security and significant provisions are also in place in respect of all non-personal loans (small business, bridging/housing and property, etc) and therefore these present no risk to the ...

Current Mortgage Rates Today – PNC Raises Rates while KeyBank Lowers Them
(Best Syndication News) Mortgage interest rates were slightly higher Thursday as many lenders split in different directions (see mortgage rate chart below). Citibank lowered their rates; however, most lenders, including Bank of America, KeyBank, ...

Money Story Book app for personal finance management
In this day and age everyone need to manage their money and hopefully save a bit of cash wherever they can and if you are an iOS device user there is an app that can help you with your personal finance management, and that app is called Money Story ...

Personal Finance | Money coaches can help cut through clutter
'Money season" is here, bringing with it Christmas bills, RRSP season, tax season and shrinking pay-cheques. If you're one of the nearly one-third of British Columbians who told RBC they overspent by about $500 on Christmas, or one of the two-thirds ...

Mortgage Rates Mixed This Morning: 30 Year Mortgage Rates at 3.97%
Current mortgage rates today on 30 year mortgages are averaging 3.97%, down from yesterday's average 30 year mortgage rate of 3.98%. Current mortgage rates on 15 year home loans are averaging 3.30%, down from yesterday's average 15 year mortgage rate ...

Mortgage rate falls to record 3.87 percent
By DEREK KRAVITZ AP Real Estate Writer February 2, 2012 9:08AM The average rate on the 30-year fixed mortgage fell this week to a record low, the ninth time that has happened in the last year. Even with the cheapest rates in history, the housing market ...

Personal finance fair Saturday
West Valley City is offering a free Financial Fitness Fair on Saturday, Feb. 4. Go HERE for more information about this event, which includes free tax preparation assistance for families earning less than $50000 annually. The fair is offered from 10 am ...

Rob Carrick's Reader: I shop, therefore I am
The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick. Depression, low self-esteem and other psychological explanations for overspending. A story of how ignoring tax ...

Clifford Rossi Talks About The Latest Mortgage Rate Drop
WASHINGTON - Mortgage rates hit a new historic low this week, as the average 30-year fixed rate fell to 3.87 percent. Clifford Rossi, the Executive-in-Residence at the Robert H. Smith School of Business at the University of Maryland, joined FOX 5 on ...

Stephen Foley: If only Fred Goodwin had done things the Mark Zuckerberg way...
Stephen Foley: If only Fred Goodwin had done things the Mark Zuckerberg way...

Couple pays dearly for trusting 'bank official'
By Imran Gowhar | Place: Bangalore | Agency: DNA Seeking the help of a leading search engine to get contact details of banks for a personal loan proved costly for a city-based software engineer, who lost her business venture saving of Rs53,000 to a ...

Mortgage Rates This Weekend: Current Mortgage Rates on 30 Year Home Loans at 3.98%
Current mortgage rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage rate. Mortgage rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday's average 15 year ...

Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%
Jumbo mortgage refinance rates on 15 year jumbo home loans are averaging 3.61%, up from yesterday's average 15 year jumbo refinance mortgage rate of 3.57%. Today's bank mortgage refinance rates on 1 year adjustable home loans are averaging 3.62%, ...



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