News Archive

Home > Personal Finance News

Personal Finance News 12/2014



How to save money: 3 great personal finance tips
If you're shopping for stocking stuffers, steer clear of gift cards, said Anthony Giorgianni at Consumer Reports. Recent regulations "have made gift cards safer," but there are still "many drawbacks." Just think of gift cards "as cash with lots of ...

Customers of low-carbon boiler get access to Zopa loan in commercial deal
This will provide a payback time of five years for the complete cost of the company's game-changing Flow boiler. Customers may purchase the Flow boiler using a separate unsecured personal loan through Zopa, Europe's largest peer-to-peer lending ...

Mortgage Rate News for Monday, December 1, 2014
Mortgage rates ticked down last week, with the average 30-year fixed-rate mortgage rate falling from 3.99% to 3.97%, according to Freddie Mac's Primary Mortgage Market Survey. Much of the domestic economic data that was issued last week was weaker ...

Get Ready for Big Mortgage Rate Increases
A decade ago, the housing market was heading into the busiest years of the bubble. Ten years later, hundreds of thousands of homeowners are about to get a nasty surprise. As their loans turn 10 years old, they will see their monthly loan payments reset ...

Mortgage Rates Lowest For VA Loans, Followed By FHA Loans Then ...
Mortgage Rates Lowest For VA Loans, Followed By FHA Loans Then ...

College Class Gives Freshmen Lesson in Personal Finance
A Brooklyn College class is teaching both students and teachers about the basics of personal finance. NY1's Tara Lynn Wagner filed this report. Nick Clements has been going back to college, not as a student, but as an instructor. His mission: give ...

College Class Gives Freshmen Lesson in Personal Finance
A Brooklyn College class is teaching both students and teachers about the basics of personal finance. NY1's Tara Lynn Wagner filed this report. Nick Clements has been going back to college, not as a student, but as an instructor. His mission: give ...

College Class Gives Freshmen Lesson in Personal Finance
A Brooklyn College class is teaching both students and teachers about the basics of personal finance. NY1's Tara Lynn Wagner filed this report. Nick Clements has been going back to college, not as a student, but as an instructor. His mission: give ...

Mortgage Rate News for Tuesday, December 2, 2014
download (3) Yesterday mortgage backed securities gave back about half of last week's gains. As a result, mortgage rates rose. While we started off the day in the red, things got worse in the afternoon following remarks from William Dudley and Stanley ...

Robert Kiyosaki Battles to Defend His Title as GOBankingRates' “Best Personal ...
Robert Kiyosaki Battles to Defend His Title as GOBankingRates' “Best Personal ...

Thirty-Year Mortgage Rate Edges Down in Latest Week -- Zillow
The 30-year fixed-mortgage rate on Zillow Mortgages, which tracks mortgages on the company's website, eased to 3.76% from 3.77% a week earlier. Rates are down by more than half a percentage point from their mid-September peak, according to Erin ...

Majority of mortgage holders comfortable with home loan: ING DIRECT
Of the households surveyed, 18% have a personal loan, with the average household owning 1.8 credit cards and 15% of households not having a credit card. New South Wales was the most comfortable of all the states, followed by Western Australia and ...

Zillow: Mortgage Rates Edge Slightly Downward to 3.76%
Mortgage rates for 30-year fixed mortgages fell this week, with the rate borrowers were quoted on Zillow Mortgages at 3.76 percent, down from 3.77 percent at this time last week. The 30-year fixed mortgage rate hovered around 3.75 percent last week ...

Personal Finance: Top of the bucket list — make a will
A surprising number of Americans make one of the most easily avoided mistakes: dying without a will. After a lifetime of working, saving and caring for family, failing to commit your final wishes to paper could result in a significantly different ...

Canada's Consumer Confidence Hit By Personal Finance And Job Market Issues
Canadian consumer confidence is getting affected by issues of personal finances and prospects in the job market. In recent times, such blues have affected Canadians in the Prairies and Ontario. Elsewhere in the country, Canadians are plodding along and ...

Which loan should you pay off first?
Loans are an important part of modern day finance. Most of us rely on loans for funding things like higher education, buying cars and jewellery or going in for a home of our choice. Though loans boost our purchasing power, however, over-reliance on any ...

Personal Finance: The Keys to Understanding Social Security Family Benefits
I recently met with a gentleman, whom I will call Fred, whose situation illustrates the unique Social Security planning opportunities available around family benefits. Fred is 68 and remarried later in life. His current wife is in her forties and has ...

Mortgage Rate News for Wednesday, December 3, 2014
see-saw-house-heavier-than- Yesterday was not a good day for mortgage bonds (or bonds in general, for that matter). With the losses, we've now erased basically all the gains that were made during the latter half of thanksgiving week. Mortgage rates ...

Mortgage Rate Report for Wednesday December 3, 2014
The 30 year fixed average is currently at 3.97%, down -0.02%, and the 15 year fixed is the same at 3.17%. The 5 year ARM national average is unchanged at 3.01%, lower by 0.01%, and the 1 year ARM national average is the same at at 2.44%. The Jumbo ...

Emma Johnson of RetailMeNot Competes to Be GOBankingRates' “Best ...
Emma Johnson of RetailMeNot Competes to Be GOBankingRates' “Best ...

Axis Bank bets on unsecured loans and mobile banking
Existing customers account for about 75 per cent of its personal loan book and 100 per cent in the case of credit cards. Share of unsecured portfolio is 9 per cent, and the bank intends to increase it to 15 per cent over the next three years. It claims ...

This is not your parents' personal finance blog: Announcing Banks.com
That all changes today as Remark Media launches banks.com, a personal finance site with a brave mission: To share stories of financial success and failure, the humanity of making and losing money, and what we can all learn from it. Long-form, first ...

Personal Finance: Best ways to pay for holiday shopping
With holiday shopping gearing up, stressful decisions include not only what you buy and how much you spend, but how you pay. Cash, credit card, debit card, prepaid card, electronic and mobile payment, personal check, layaway, deferred-interest ...

Raimondo spent nearly 3 times Fung in gov's race
PROVIDENCE, R.I. — Democratic Gov.-elect Gina Raimondo spent nearly triple what her Republican rival did in the governor's race, the most expensive in state history. But campaign finance records filed Tuesday show Republican Cranston Mayor Allan ...

30-Year Fixed Mortgage Rate at Lowest Level in 19 Months
The 30-year fixed mortgage rate on Zillow(R) Mortgages is currently 3.76 percent, down one basis point from this time last week. The 30-year fixed mortgage hovered around 3.75 percent last week before settling at the current rate. “Rates continued to ...

Massachusetts Income Tax Rate Set to Fall to 5.15 Percent
BOSTON (AP) — Massachusetts taxpayers will start paying a lower state income tax rate beginning in January. Revenue Commissioner Amy Pitter confirmed Wednesday that all the requirements needed to automatically lower the personal income tax rate ...

Cabin makes simple house sale more complicated
QUESTION: I live in a town in Vermont that has stable real estate prices. Our house has been on the market since spring and has been shown only three times. The house is worth about $270,000, but we're asking more because we have a unique rental cabin ...

7 On Your Side: Government steps in to challenge bankruptcy related to ...
7 On Your Side: Government steps in to challenge bankruptcy related to ...

Tiffany “The Budgetnista” Aliche Nominated for GOBankingRates' “Best Personal ...
Tiffany “The Budgetnista” Aliche Nominated for GOBankingRates' “Best Personal ...

New way to get a cheap loan
SocietyOne's co-founder and CEO Matt Symons said it was hoping to attract people who were looking for a better rate on their existing personal loan or wanting to consolidate their credit card debts, as well as those needing new funds for a wedding ...

New way to get a cheap loan
SocietyOne's co-founder and CEO Matt Symons said it was hoping to attract people who were looking for a better rate on their existing personal loan or wanting to consolidate their credit card debts, as well as those needing new funds for a wedding ...

Personal Finance: Plan now to save in 2015
The average outstanding credit card balance is $15,593. The average mortgage debt is $153,184 and average student loan debt is $32,511, based on government data. In total, American consumers owe $11.62 trillion in debt, an increase of 3.45 percent from ...

30-year-mortgage rate lowest since May 2013
WASHINGTON (MarketWatch) -- The average rate for a 30-year fixed-rate mortgage fell to 3.89% in the week that ended Dec. 4, hitting the lowest rate since May 2013, from the prior week's average of 3.97%, according to a Thursday report from federally ...

US 30-year mortgage rate falls to lowest level since May 2013
FXStreet (London) - US Federal Home Loan Mortgage Corporation – Freddie Mac – announced that the 30-year fixed-rate mortgage rate for the week ended today fell to 3.89 percent, down from 3.97 and the lowest rate since May 2013. The 15-year rate fell to ...

US 30-year mortgage rate falls to lowest level since May 2013
FXStreet (London) - US Federal Home Loan Mortgage Corporation – Freddie Mac – announced that the 30-year fixed-rate mortgage rate for the week ended today fell to 3.89 percent, down from 3.97 and the lowest rate since May 2013. The 15-year rate fell to ...

3.89% 30-Year Mortgage Rates; Ready To Cancel Your FHA MIP?
According to Freddie Mac's Primary Mortgage Market Survey (PMMS), the average 30-year fixed-rate mortgage rate fell 8 basis points (0.08%) this week to reach 3.89% nationwide. The rate is available to borrowers paying 0.5 discount points at closing ...

30-year mortgage rate drops to lowest point since May 2013
Average mortgage rates fell across the board for the second week in a row, with the most popular 30-year rate below 4 percent for the third week running, according to the weekly Freddie Mac Primary Mortgage Market Survey. The average rate on a 30-year ...

Average mortgage rate falls to 3.89%
WASHINGTON — Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers. Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage declined to 3.89 percent this ...

Personal Finance: Money for grandchild's college fund
Veteran personal finance journalist Robert Powell answers your questions for USA WEEKEND. I have a 529 account for my granddaughter. Will the money I have invested for her education be counted on her FAFSA form for financial aid? – David Rohrshack ...

30-Year Fixed Mortgage Rate Slips to 3.89%, Lowest Level since May 2013
With underwhelming housing market data in recent days and weak demand for refinancing, the average 30-year fixed mortgage rate this week slipped to 3.89 percent, its lowest level of the year and the lowest since the week of May 30, 2013, Freddie Mac ...

Average 30-year mortgage rate falls to 3.89 percent
Average 30-year mortgage rate falls to 3.89 percent. WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers. Mortgage company Freddie Mac said Thursday the nationwide ...

Primary 30-Year Fixed Rate Mortgage Yields Drop 0.08% And Value Of Net ...
Primary 30-Year Fixed Rate Mortgage Yields Drop 0.08% And Value Of Net ...

Primary 30-Year Fixed Rate Mortgage Yields Drop 0.08% And Value Of Net ...
Primary 30-Year Fixed Rate Mortgage Yields Drop 0.08% And Value Of Net ...

Lasco, MailPac loan partnership seeks to rival big moneylenders
The partnership currently includes the shopper loan, which is capped at $150,000 and priced at 52 per cent per year or one percent per week, and a personal loan of up $200,000 - both repayable in one year. The business loan will be rolled out in 2015, ...

How to Get Debt-Free Before You Get Married
Or consider using a low-interest personal loan to consolidate your credit card debt (you can see how long it will take you to pay off your credit card debt using this calculator). Paying off debt might mean cutting out trips, going out with friends ...

3 Bad Reasons to Get a Personal Loan
If you're in need of extra cash for a large purchase, you may consider a personal loan. Most personal loans are unsecured, meaning there isn't collateral if you fail to pay back your loan in accordance with its terms. Because of this, personal loans ...

Will low mortgage rate lock you into home?
Suppose your mortgage has a low interest rate - lower than you expect to see again. Would you stay put, no matter what, just to keep that low rate? Or would you be willing to sell your home and buy another with a new mortgage at a higher rate? MORTGAGE ...

Mortgage Rate Report for Friday December 5, 2014
The current national average for conforming and adjustable rate mortgages for this Friday, are slightly down from yesterday's report. This downward trend in rates has occurred all week, which may be the result of the holiday season to spur more ...

Strong November Jobs Report Fails To Move 30-Year Mortgage Rates Higher ...
Strong November Jobs Report Fails To Move 30-Year Mortgage Rates Higher ...

Six important personal finance changes this week
Six important personal finance changes this week. Richard Evans runs through the details of some of the changes outlined by Chancellor George Osborne. Rupert Labrum, who lives with his wife and three daughters in Sevenoaks, Kent, said his home would ...



About Us | Links | Sitemap
© Copyright 1ClickMoney.com. All rights reserved.