News Archive

Home > Personal Finance News

Personal Finance News 08/2015



International Personal Finance Plc Earns "Sector Perform" Rating from RBC ...
International Personal Finance Plc Earns "Sector Perform" Rating from RBC ...

PHH, US Bank 30 Year Mortgage Rate Deals Saturday Aug 1, 2015
The benchmark 30 year loan interest rates are being offered for 4.125% at PHH Mortgage yielding an APR of 4.179%. Shorter term 15 year fixed rate mortgages at the bank are being offered for 3.34% with an APR of 3.534% today. 10 year loans have been ...

Does a Mortgage Refinance Make Sense?
For example, Janet Walker, a mortgage borrower from Phoenix, did get her current lender to lower her mortgage rate, but not until after making her work for it. "I called to get my mortgage balance because I wanted to look into refinancing. My lender ...

The Risks of Refinancing Student Loans, Credit Cards and Mortgages
When you use a personal loan to pay off credit card debt, you are making it easy to spend money on those credit cards once again. If you weren't able to handle your spending before, you might end up spending on your credit cards once again. Refinancing ...

Consumer Reports: Kitchen counter intelligence
Consumer Reports: Kitchen counter intelligence - Richmond Times-Dispatch: Personal-finance ...

30-year mortgage rate hits 3.98%
Average long-term U.S. mortgage rates fell for a second straight week, with the key 30-year rate slipping below 4 percent. Mortgage giant Freddie Mac said the average rate on a 30-year fixed-rate mortgage fell to 3.98 percent last week from 4.04 ...

How to build, or rebuild, credit
Taylor Hutchinson acknowledges that she should have known better than to run up about $3,000 in debts. "I was working a part-time job and not making enough," Hutchinson, 25, says. "Then the debt collectors started calling." Hutchinson, like many others ...

Will higher interest rates hit mortgage borrowers hard?
But the days when a change in the Bank of England's rate automatically affects home owners to the same degree are long gone. Today's mortgage market is far more complex, and the factors that affect your mortgage rate vary according to the type of loan ...

Five-minute guide to the benefits of regular savings
London, UK · HOME · News · Sport · Comment · Finance · Travel · Entertainment · Life & Style · Pics · Vids · Personal Finance · City & Business · The Crusader · Home · Finance · Personal Finance; Five-minute guide to the benefits of regular savings ...

Brittany's Budget Diary: Personal finance urban legends
Yeah, those things never happened and they never will. Sort of like these personal finance urban legends. They set these impossible expectations for people and make them sound realistic. One of the worst cases was when all these major media outlets ...

Personal finance Q&A: Saving for retirement should be primary goal
Dear Liz: I'm engaged to be married and need your advice on getting started in the world of shared finances. My fiance is 43, I'm 31. He's debt free, with a savings account but no retirement fund. I have $34,000 in student loans (consolidated at 4.25 ...

Personal finance column: Dear millennials, you're ruining the economy. Move out
The kids are back home and showing no inclination to move out on their own. More than five years after the end of the Great Recession, 18- to 34-year-olds seem to be comfortable with a lifestyle that differs dramatically from the past. Even though the ...

Mortgage Rate Summary for BMO Harris Bank, Wells Aug 3, 2015
The best 30 year fixed rate loan interest rates at BMO Harris Bank start at 3.875% today with an APR of 4.064%. The shorter term 15 year loan interest rates can be had for 3.125% at the bank today and an APR of 3.418%. 10 year fixed rate loan interest ...

Can Your SAT Score Help You Get a Loan?
NEW YORK (MainStreet) — Turned down for a loan - maybe a personal loan, perhaps a car loan, definitely a mortgage - and know this: non-traditional credit scoring just may be your savior as growing numbers of lenders increasingly use information that ...

Predicting Mortgage Interest Rates For August 2015 (FHA, VA, USDA & Conv)
According to Freddie Mac's weekly mortgage rate survey of more than one hundred banks, 30-year mortgage rates dropped below four percent last week, moving to 3.98%, on average, nationwide. It's the first time in 8 weeks that mortgage rates have been ...

Walker personal finances: more liabilities than assets
WASHINGTON — Republican presidential hopeful Scott Walker often talks about shopping at discount stores. Now we know why. The Wisconsin governor's personal financial liabilities far outweigh his assets. That's according to filings released Monday by ...

Report: Colorado's mortgage closing costs above national average
Most first-time homebuyers get fixated on saving for a down payment and finding a cheap mortgage rate and overlook closing costs, Lewis said. When buyers shop only the mortgage rate they might not necessarily find the best deal, Lewis said. "This is ...

State Offers Help for Homeowners with Hard-to-Handle Mortgage Debts
Instead, homeowners can qualify if they are facing unaffordable monthly payments caused by a significant mortgage-rate increase, severe negative home equity, or a job loss or hefty pay reduction that occurred through no fault of their own. The program ...

Wallaby Financial Debuts Version 4.0 To Optimize Personal Finance
The new version features added personal finance analysis tools, customizable widgets, Apple Watch integration, and overall improvements in speed and ease of use. Debuting in version 4.0 are the Spend Monitor and an updated home screen, which give ...

Wallaby Financial Debuts Version 4.0 To Optimize Personal Finance
The new version features added personal finance analysis tools, customizable widgets, Apple Watch integration, and overall improvements in speed and ease of use. Debuting in version 4.0 are the Spend Monitor and an updated home screen, which give ...

7 Personal Finance Apps to Manage your Money
Mint, from Intuit, is one of the most well-known online personal finance tools. You may have already signed up for the (free) service, entered your monthly income and expenses, and received updates about unusual spending habits (take those seriously, ...

Apply Now, Because Not A Single Bank Tightened Mortgage Guidelines In Q2
As current mortgage rates fall, it's becoming a whole lot easier for buyers and refinancing households to get mortgage-approved. For the fifth straight quarter last quarter, more U.S. lenders eased loan approval standards as compared to the number of ...

Business Insider is hiring a paid personal finance intern for its Your Money ...
Business Insider is hiring a paid personal finance intern for its Your Money ...

Personal Finance: Over 50? Supersize your retirement savings
If you're over age 50 and not sure whether you're going to be able to retire, it's time to focus, get advice and build a realistic plan. You're not alone. The U.S. Government Accountability Office recently reported that most households approaching ...

Submitted Houston Community Newspapers
If you're over age 50 and not sure whether you're going to be able to retire, it's time to focus, get advice and build a realistic plan. You're not alone. The U.S. Government Accountability Office recently reported that most households approaching ...

Personal finance: Nine tips to control credit card spending
Official figures from the Reserve Bank showed we owed just over $4 billion in interest-bearing balances on our credit cards. All up, including non-interest bearing debt (that which is within the 55 interest-free days) we hit the end of May owing a ...

Liberum Capital Reiterates "Sell" Rating for International Personal Finance ...
Liberum Capital Reiterates "Sell" Rating for International Personal Finance ...

Low mortgage deals nearing end, Moneyfacts claims
Charlotte Nelson, a spokeswoman for Moneyfacts, said the website saw mortgage rate increases "jump" following Mr Carney's suggestion. She said that swap rates, which lenders use to price their home loans, have been increasing recently. A borrower with ...

Investment Analysts' Weekly Ratings Changes for International Personal Finance ...
Investment Analysts' Weekly Ratings Changes for International Personal Finance ...

How to take control of your credit card debt
That solution is a low interest rate personal loan. Like credit card debt, personal loans have historically fallen into that “taboo” category. In fact, the term “personal loan” may call to mind images of sketchy payday lenders, exorbitant interest ...

8 classic personal finance books that will teach you everything you should ...
8 classic personal finance books that will teach you everything you should ...

Mortgage applications post third straight advance
A Washington, D.C., reporter for more than 30 years, Jim Limbach covers the federal agencies for ConsumerAffairs. Previously, he was a reporter and news anchor for Associated Press Broadcast Services, where he covered business and consumer news as ...

Personal Finance: Pet peeves of highly successful people
With more than 25 million copies sold worldwide in more than 40 languages, “The 7 Habits of Highly Effective People” is one of the most popular self-help books of all time. Author Stephen R. Covey ignored psychology fads and instead offered seven ...

Jobs Report Releases Friday But Mortgage Rates Already Rising
Freddie Mac reports the average 30-year fixed rate conventional mortgage rate at 3.98% nationwide. VA mortgage rates and FHA rates are lower. According to Ellie Mae, VA rates are averaging close to 30 basis points (0.30%) less than comparable ...

Bipartisan investigation cites management flaws at IRS
FILE - In this March 5, 2014 file photo, former Internal Revenue Service (IRS) official Lois Lerner speaks on Capitol Hill in Washington. Management flaws at the IRS contributed to a “dysfunctional culture” that allowed agents to mistreat conservative ...

Bankrate: Mortgage Rates Nose Higher
NEW YORK, Aug. 6, 2015 /PRNewswire/ -- Mortgage rates were slightly higher this week, with the benchmark 30-year fixed mortgage rate inching upward to 4.10 percent, according to Bankrate.com's weekly national survey. The 30-year fixed mortgage has ...

Taylor Schulte: Your midyear money checkup
This time of year presents a great opportunity to slow down and look at the financial progress you've made in 2015. How are you tracking against goals you set in January, and do you have an opportunity to save more, give to a cause or reduce this year ...

30-year mortgage rate drops to 3.91%, lowest level since early June
The average rate for a 30-year fixed-rate mortgage dropped to 3.91% in the week that ended Aug. 4, falling to the lowest level in two months, from the prior week's reading of 3.98%, according to a Thursday report from federally controlled mortgage ...

30-year mortgage rate falls to 3.91 percent
WASHINGTON, Dc-- Average long-term U.S. mortgage rates fell for a third straight week amid anxiety over developments in the U.S. economy that lifted bond prices. Mortgage giant Freddie Mac says the average rate on a 30-year fixed-rate mortgage dipped ...

Homeowners Jumping To Refinance For Low Rates & Cash Out
Maybe you want a lower mortgage rate. Maybe your want a lower monthly payment. Maybe you want to shorten the remaining term of your loan, or switch your adjustable-rate loan to a fixed rate one. Or, maybe you want to finance home improvements, ...

Average rates for 30-year fixed mortgages fall to 3.91%
Mortgage rates fell again and stayed under 4% for the second consecutive week as uncertainty around Federal Reserve interest rate hikes drove Treasury yields lower, according to a survey of lender's most popular mortgages. Average rates for 30-year ...

Mortgage Rates Now Average 3.91%; Lowest In 10 Weeks
Current mortgage rates have dropped once again, according to Freddie Mac's weekly survey of more than 100 U.S. lenders. The average 30-year mortgage rate fell for all loan types last week including FHA loans, USDA loans, and VA loans; and, ...

Average 30-year mortgage rate falls to 3.91 percent
WASHINGTON — Average long-term US mortgage rates fell for a third straight week amid anxiety over developments in the US economy that lifted bond prices. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage ...

Provider of Personal Finance Tools Tracks Bank Cards, Sells Data to Investors
Yodlee Inc. YDLE -0.55 % 's main business is providing online personal-finance tools to 11 of the 20 largest U.S. banks in assets. But when bank customers use those tools, Yodlee has another way of making money: The company sells some of the data it ...

Your midyear money checkup
This time of year presents a great opportunity to slow down and look at the financial progress you've made in 2015. How are you tracking against goals you set in January, and do you have an opportunity to save more, give to a cause or reduce this year ...

AIB to cut standard variable mortgage rates
Allied Irish Banks is cutting its standard variable mortgage rate for both new and existing mortgage customers by a quarter of one percentage point to 3.7%. The bank says the reduction will come into effect from 1 October and will benefit around 156 ...

International Personal Finance Plc Earns Sell Rating from Liberum Capital (IPF)
International Personal Finance Plc logo Liberum Capital restated their sell rating on shares of International Personal Finance Plc (LON:IPF) in a report released on Wednesday, Market Beat.com reports. Liberum Capital currently has a GBX 358 ($5.59 ...

What will happen to your mortgage repayments when interest rates rise?
Under this scenario, the borrower's monthly outgoings would increase by nearly £500 by 2018 as the relevant mortgage rate hits 5pc. For someone living in the capital with a loan-to-value of 75pc, monthly payments would jump by nearly £400, and those ...

Personal finance skills help people help themselves
Apparently this circumstance is not unusual. While the field is very demanding, many social workers readily admit that they have few personal finance skills, according to a survey completed by social work researchers Vernon Loke, Julie Watts and Sally ...

Mortgage Rates Falling Into The Weekend, Post-Jobs Report
It caused mortgage rate to cross four percent for the first time in six months. However, shortly thereafter, after two weaker-than-expected jobs reports and other "soft" data, Wall Street sentiment changed. Mortgage rates moved lower and, by the start ...



About Us | Links | Sitemap
© Copyright 1ClickMoney.com. All rights reserved.