News Archive

Home > Personal Finance News

Personal Finance News 12/2015



Personal Finance Goals Take Time, So Prepare For The Wait
When I first started getting my finances in order, it was kind of an exciting time. I was excited about kicking my debt to the curb; I was excited about saving for fun stuff like travel. Mostly, I was excited about being in control of my money. But ...

loanDepot Closes $150 Million Securitization Of Personal Loans
"Demand from our customers requesting a personal loan is very strong and growing," said Anthony Hsieh, chairman and chief executive officer at loanDepot. "Completing this first securitization with Jefferies of our personal loans so soon after launch is ...

International Personal Finance Plc (IPF) Stock Rating Reaffirmed by Numis ...
International Personal Finance Plc (IPF) Stock Rating Reaffirmed by Numis ...

The Welshman who set up the Middle East's largest personal finance comparison ...
The Welshman who set up the Middle East's largest personal finance comparison ...

The Color of Money: Personal finance testimonials from readers
WASHINGTON -- In one of my regular online discussions, a participant labeled her financial success story “Testimony Thursday.” I liked that phrase so much, I've adopted it. Now that we've entered the season of spending, I want to share some of my other ...

[Report] The housing market can withstand a Fed interest rate hike
The most recent Freddie Mac Primary Mortgage Market Survey showed mortgage rates barely changing, with the average 30-year fixed mortgage rate staying just barely below 4%. Capital Economics isn't the only one saying that housing can digest the ...

loanDepot closes first $150M securitization of personal loans
"Demand from our customers requesting a personal loan is very strong and growing," said Anthony Hsieh, chairman and CEO at loanDepot. "Completing this first securitization with Jefferies of our personal loans so soon after launch is a key milestone ...

Consumer Protection warns of faux personal loan websites
Keep informed by following the government funded body Scamwatch on social media, and check the website before applying for a personal loan. • Look at the website url if you land on a page and find it looks a bit suspicious, because it could be a ...

International Personal Finance (LON:IPF) Investors: Numis Reaffirms "Buy ...
International Personal Finance (LON:IPF) Investors: Numis Reaffirms "Buy ...

Is converting Credit Card debt into Personal loan a good idea?
Taking a personal loan has some advantages that make it a popular means to settle credit card bills. Firstly, the rate of interest on personal loans is significantly less. On a credit card interest rates range anywhere from 30% to over 40 % per annum ...

Secure a Lower Mortgage Rate for your Home with the 'Moneyball' Approach
A credit score creates an optimum influence over to what mortgage rate a home buyer will receive. It is important that home buyers will secure their credit score in a level of 750 or above to qualify and get the best rates. 2. Debt-to-income Ratio must ...

Singletary: Personal finance feats shared by readers
In one of my regular online discussions, a participant labeled her financial success story “Testimony Thursday.” I liked that phrase so much, I've adopted it. Now that we've entered the season of spending, I want to share some of my other readers ...

Friend asks for a personal loan of $5000
Dear Dave: The guy who has been my best friend since grade school recently asked me to loan him $5,000. All I have in savings in $5,000, but I would be willing to give him $1,000. The problem is that while he's a great friend with a good heart, he's ...

loanDepot sells $150 million in personal loan debt
loanDepot headquarters in Foothill Ranch. Earlier this year, loanDepot expanded into more space at its Foothill Ranch headquarters and opened up additional offices in Costa Mesa and Lake Forest. The company also is seeking to hire more information ...

Mortgage Rates Ease Lower as 1 Million Homeowners Gain New Options
“Treasury yields ticked down 3 basis points after weak manufacturing data. In response, the 30-year mortgage rate dropped 2 basis points to 3.93%,” Sean Becketti, chief economist for Freddie Mac, said in a release. Mortgage demand was mostly unchanged ...

The Latest Report: What Mortgage Rates Are Doing Now
It's been a bumpy few months for mortgage rate shoppers. Freddie Mac's weekly mortgage rate survey shows a 2 basis point (0.02%) decrease in the average 30-year fixed rate interest rate to 3.93% nationwide. Despite the drop, 30-year rates are above the ...

Mortgage Rate Surveys: Which Survey Can I Actually Believe?
It's hard to window shop for mortgage rates anymore. Markets have changed and so do rates -- sometimes four or five times per day. So, when you're looking for "ballpark mortgage rate", where do you do turn? A great mortgage lender will want your ...

Patients can apply for Islamic personal loan at counter specially set up in KL ...
Patients can apply for Islamic personal loan at counter specially set up in KL ...

International Personal Finance Plc (IPF) Earns "Buy" Rating from Numis ...
International Personal Finance Plc (IPF) Earns "Buy" Rating from Numis ...

Why do women lack personal finance confidence?
Studies show that women are less confident than men in some areas of planning when it comes to managing money. In the case of life transitions, such as marriage, divorce or a death in the family, money can become the thing that causes confusion and ...

Personal Finance
Personal finance includes repayment provided for purchasing insurance (apartment or medical insurance) or acquiring any kind of property, or on education etc. Personal-finance's parts could include savings-account and monitoring, credit-cards as well ...

Swipe-card shoppers warned
"The nature of paywave cards does mean they are more susceptible to being used fraudulently if stolen," Scott Cooper said. Swipe-happy Christmas shoppers are being warned to stay vigilant against contact-less card thieves. Police expect a spike in the ...

Are Analysts Bearish International Personal Finance Plc (LON:IPF) After Last Week?
Out of 8 analysts covering International Personal Finance PLC (LON:IPF), 5 rate it “Buy”, 3 “Sell”, while 0 “Hold”. This means 63% are positive. International Personal Finance PLC was the topic in 27 analyst reports since July 29, 2015 according to ...

Kiplinger's Personal Finance - Ease the stress of gift giving
The holiday season has many rewards, but choosing gifts can be stressful — for you and your wallet. Follow our advice on giving sensibly without giving offense. QUESTION: Some people on my list could use cash rather than a present. How can I give ...

BMO Harris, PHH Mortgage Mortgage Rate Increases Sunday Dec 6, 2015
Standard 30 year FRMs at PHH Mortgage start at 4.110% and an APR of 4.198%. The shorter term, popular 15 year FRM interest rates are coming out at 3.420% today and an APR of 3.576%. 10 year FRM interest rates stand at 3.190% and an APR of 3.416% ...

International Personal Finance Plc (IPF) Rating Reiterated by Peel Hunt
International Personal Finance Plc logo International Personal Finance Plc (LON:IPF)'s stock had its “buy” rating reiterated by Peel Hunt in a research report issued to clients and investors on Monday, MarketBeat.Com reports. They currently have a GBX ...

Mortgage Rate Forecast: December 7-14, 2015
In general, each half-point paid lowers your quoted mortgage rate by 12.5 basis points (0.125%). This means that the average mortgage rate for borrowers preferring to pay zero points at closing are in the low-fours for a thirty-year fixed; and near 3 ...

Current Mortgage Rates Roundup for December 7, 2015: What to Expect from the ...
Current Mortgage Rates Roundup for December 7, 2015: What to Expect from the ...

Mortgage Discount Points: Are They Worth It?
Mortgage discount points are one-time, upfront closing cost which "discount" your available mortgage rate. They're common and optional, and paying one point will typically reduce your quoted interest rate by 25 basis points (0.25%). The cost of one ...

Mortgage Rate Summary for US Bank, PHH Mortgage Dec 8, 2015
The best 30 year FRM interest rates are coming out at 4.500% at US Bankcorp (NYSE:USB) with an APR of 4.673% today. 30 year FHA fixed rate loan interest rates at the bank are being quoted at 4.375% and APR of 4.879%. The typically higher interest ...

International Personal Finance Plc's (IPF) "Buy" Rating Reaffirmed at Peel Hunt
International Personal Finance Plc logo Peel Hunt restated their buy rating on shares of International Personal Finance Plc (LON:IPF) in a research note published on Monday morning, MarketBeat.com reports. They currently have a GBX 460 ($6.93) price ...

Personal finance
Social Security has been in the news lately due to subtle changes Congress approved to make it a more viable program in the future. There is a lot of work to do if it is to remain intact for future generations. With that said, Social Security is often ...

Build up flood defences: How policy small print can muddy the waters
Storm Desmond has flooded out thousands of homes in Cumbria and left tens of thousands without power. And there could be worse to come, with Northern England, Scotland and Northern Ireland braced for yet more downpours. Flood damage averages ...

Zillow (Z) Reports 3 bps Increase in 30-Year Fixed Mortgage Rate to 3.75% W/W
The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.75 percent, up three basis points from this time last week. The 30-year fixed mortgage rose to 3.84 percent on Thursday, then hovered there before falling back to the current rate on ...

Research Analysts' Weekly Ratings Updates for International Personal Finance ...
Research Analysts' Weekly Ratings Updates for International Personal Finance ...

London: International Personal Finance PLC (LON:IPF)'s Stock Had Its "Buy ...
London: International Personal Finance PLC (LON:IPF)'s Stock Had Its "Buy ...

FBI: Calif. Shooter Took Out $28K Personal Loan Before Massacre
Syed Rizwan Farook recently took out a $28,500 loan from an online lender, a source said on Tuesday, before he and his wife killed 14 of his co-workers at a holiday party in San Bernardino, California, last week. Authorities have said Farook, 28, and ...

Personal Finance: Are value stocks due for a recovery?
Although such distinctions are admittedly simplistic, it is nonetheless useful to divide investment philosophies broadly into two camps: value and growth. Value investing attempts to identify companies whose stocks are undervalued today based upon a ...

Essential guide to home insurance
All three told Personal Finance much the same thing: that the calculation of replacement value is done by qualified valuers who apply relevant cost and risk statistics to all the information about the property provided by the bank, from location and ...

11 Terms You'll Need To Know To Manage Your Wallet In The Future
Personal Finance Stalkers \'pərs-nəl- fə-'nan(t)s-'stok-ərs\ n Wedding photos posted on Facebook will prompt your 401(k) provider to change your beneficiaries. Baby photos will tell your broker to open a 529 college savings plan. Quantastic \ˈkwänt ...

Personal Finance: Five things to do with an unexpected inheritance
If you've never prepared a budget before, know that it is the traditional starting point for all personal finance decisions. 2. Start saving now. The long-term purpose of budgeting (http://www.practicalmoneyskills.com/ budgeting/) is to find excess ...

10 Money Tips Millennials Need To Survive In 2016
Chris Hogan, a former all-American football player and now personal finance guru, said, “The best thing you can do for your finances is to create a plan. Think about what your financial goals are, and create a plan to reach those goals. The necessity ...

Personal Loans vs. Credit Card Advances, Which Is Better?
Are you in need of a loan? If you are, then you must be aware you have several options including payday loans, a home equity line of credit, a personal loan, and a cash advance from your credit card. Many people don't have the option of a home equity ...

International Personal Finance Plc (IPF) Stock Rating Reaffirmed by Peel Hunt
International Personal Finance Plc logo International Personal Finance Plc (LON:IPF)'s stock had its “buy” rating reaffirmed by analysts at Peel Hunt in a research note issued on Monday, AnalystRatings.NET reports. They presently have a GBX 460 ($6.93) ...

Homeowners may feel relief after the Reserve Bank cut its official cash rate ...
Homeowners may feel relief after the Reserve Bank cut its official cash rate ...

Alaska governor proposes state's first income tax in decades
JUNEAU, Alaska (AP) — Alaska Gov. Bill Walker has proposed instituting a personal income tax for the first time in 35 years as the oil-dependent state looks to plug a multibillion-dollar budget deficit amid chronically low prices. In laying out his ...

Earning more return requires taking more risk
QUESTION: My wife and I are both 75 years old. Our home and cars have no loans, and our credit cards are paid in full each month. We live mostly off our Social Security. We have about $350,000 in assets, including our home, in the form of some CDs and ...

CenNet Systems Publishing Announces New 'Live Rich' Personal Finance Ebook ...
CenNet Systems Publishing Announces New 'Live Rich' Personal Finance Ebook ...

PF Illustration: Colin Daniel
Gap cover, which essentially pays out for in-hospital expenses that your medical scheme doesn't pay for, is spiralling – premiums are expected to go up by between seven percent and 74 percent next year. This Saturday, Personal Finance looks at how the ...

Bankers Healthcare Group Adds Personal Loan Program to its Suite of Financial ...
Bankers Healthcare Group Adds Personal Loan Program to its Suite of Financial ...



About Us | Links | Sitemap
© Copyright 1ClickMoney.com. All rights reserved.