Your Online Personal Finance Guides and Resources

Simple Tips to Save Money

Having money saved up is what provides the means for you to take advantage of situations, whether it's going to university at an older age or starting a new business venture. It gives you the financial freedom to do the things you want without worrying whether you can afford it too. Some people save money their whole lives and choose to invest it because they don't know how to spend it. In fact,... ❯❯❯

Different Ways to Improve Your Credit Score

Most people will have heard the term 'credit score', but many are unaware of what it is or why it's so important to have a good one. Put simply; your credit score is used by companies to see how financially stable you are before they decide to grant you a loan, a credit card, a mobile contract or a mortgage. The majority of businesses you deal with will share your payment history with credit... ❯❯❯

Overlooked Tax Deductions for Small-Business Owners

Helpful Tips for Tax Time. Being a small-business owner isn’t easy. After all, balancing payroll, managing employees, drawing up marketing plans, and handling the bookkeeping can be stressful! Luckily, the Internal Revenue Service (I.R.S.) allows small-business owners to take some surprising deductions, which may help come tax time. Read on to learn more. Remember, the information in... ❯❯❯

Tips for Managing an Unexpected Expense

From a car breaking down to a sudden health emergency, unexpected expenses can crop up at any time. When it happens, you'll need to know how to handle it without breaking the bank.  Fortunately, there are a few things you can do: Consider Loans and Credit If you have a steady enough income, then you should consider the benefits of loans and credit. Using loans with installment payments or... ❯❯❯

The Benefits of Applying for an Instalment Loan

If you are having difficulties as to where to make an installment loan, you might try considering CreditNinja installment Loans. More often than not, you can borrow a significant amount more than a mortgage on payday, not to mention that there is a possibility that repayments are available. If you are acquiring something expensive, like a new car, a house, or a vacation abroad, considering an... ❯❯❯

Bad Credit Leasing

If you have a history of missed credit card payments, unpaid loans, mortgage debts, and even outstanding balances on other loans, then driving a brand new car of your dreams would be already be beyond your reach. For one, you would not be able to apply for a car loan anymore because of your bad credit history. And if you do get lucky enough to get approved for a car loan, without a doubt, you... ❯❯❯