Your Online Personal Finance Guides and Resources

How and Where to Get a Personal Loan with Bad Credit?

Introduction If you wish to get a personal loan, then a bad credit score can get in the way of that. A huge amount of unpaid debt can lead to a lower credit score. And a bad credit score can be a significant disadvantage, especially when lenders doubt your payback ability. A lower credit score could also mean you will have to pay high-interest rates. It is difficult to obtain a personal loan... ❯❯❯

What Financial Institutions Should Know About Debt Collection

What Financial Institutions Should Know About Debt Collection Financial security requires an in-depth familiarity of the banking industry, namely the debt collection process. Getting your money back isn't as easy as it sounds, and you'll need to be familiar with the applicable laws and regulations. There are a lot of resources available to help you with this, so pick wisely. The Use of Skip Tracing Methods Implementing skip tracing strategies to improve... ❯❯❯

Tips To Successfully Secure Your Funding Round

If you’re a financial professional hoping to secure outside investments to boost your company, you might be tempted to focus on style over substance. After all, yours is far from the only enterprise out there looking for additional capital. With so many other voices vying for attention from investors, you could be forgiven for believing you need to concentrate on being the loudest or the... ❯❯❯

Budgeting for Your Move to the Gold Coast

Before you start planning your move to the Gold Coast, you need to prepare yourself for the costs involved in moving. There are many things to consider such as the cost of hiring a local removalist, the cost of packing materials, and travel expenses. You should also factor in the costs of public transport and vehicle fuel. In addition, you should factor in any real estate expenditures that may be... ❯❯❯

How to Protect Yourself and Your Finances from Nursing Home Abuse

Nursing home abuse comes in many shapes and sizes. From patient neglect to financial fraud and everything in between, elders are most at risk in today’s society. You often hear of seniors being defrauded out of money with so many telemarketing scams, but it is even worse when those scams are perpetrated by the very institutions that are meant to be there to protect them in their final years.... ❯❯❯

4 Tips for Getting Through Financial Hardship

4 Tips for Getting Through Financial Hardship Are you feeling overwhelmed by financial difficulties? You are not alone. The COVID-19 pandemic, coupled with the high inflation rate in the past few years, has resulted in financial pressure for most people worldwide, negatively impacting mental well-being. According to a recent survey, 42% of adults attribute the toll on their mental health to money problems. If you are wondering how to get... ❯❯❯

Using VPN To Buy Things Cheaper

VPN can be used for online shopping as well. Using VPN to buy things cheaper is a popular trick. Most VPN services offer different VPN servers located in different parts of the world. For example, you can choose a VPN server in Japan (日本のVPN), Taiwan, Hong Kong or VPN for China (in Chinese, VPN中国). Therefore, you can connect to VPN servers in a different location to “pretend” you are from that location. ... ❯❯❯

COT Report: Commitments of Traders Reports

The COT reports (Commitments of Traders reports) are financial reports provided by the Commodity Futures Trading Commission (CFTC). COT reports, provided by Tradingster, provide a breakdown of each Tuesday’s open interest for markets in which 20 or more traders hold positions equal to or above the reporting levels established by the CFTC. COT reports are great tools for professional traders. ... ❯❯❯