Guide

Home > Money Guide > Mortgages and Loans

Money Guide: Mortgages and Loans (Page 2)


Where to find the best bank loans

Finding the right loan is a job in itself. You want to make sure you get the best deal possible, with the most agreeable terms, your preferred repayment plan and the lowest interest rates. However, with a host of banks offering loans in the UAE – particularly since lending has been predicted to increase in the region by 6 per cent over the next year – where do you start? The UAE... [Continue Reading]

Reasons to Apply for a Terrific CBS Student Loan

There are varying opinions about whether or not one should incur debt. Some people will say out and out that having debt is bad, while others prophesize that some debt can be positive if it is used towards something that will appreciate in value, add value to your life or act as an investment such as property or an educational degree. A Critical Achievement in Life CBS loans are an ideal example... [Continue Reading]

The Housing Honeymoon is Over

Mortgage rates are rising – but all is not lost for home buyers. It’s often said that all good things must come to an end, and this certainly seems to be the case with the recent period of record low mortgage rates in New Zealand. With all four major Australian owned banks in NZ having raised their long term mortgage rates recently, prospective home buyers look set to suffer a setback... [Continue Reading]

4 Things to Consider before getting a Personal Loan

Getting a loan is a significant financial decision, and can affect your life for many years to come. Unfortunately, many people end up borrowing too much and facing almost unsurmountable levels of debt, so it’s important to think carefully about your decision before proceeding. Here are 4 important things to consider financially before you get a loan. Why You’re Borrowing Before you... [Continue Reading]

Is a Payday Loan the Best Option?

A payday loan is an amount of money borrowed for a short period of time. The amount of money available for such a loan depends entirely on the amount of money the borrower earns in each paycheck. The money is paid back as soon as the paycheck becomes available. There is great debate about whether a payday loan is a wise decision, but, every person must make his or her own decision based on... [Continue Reading]

Understanding Re-Financing

Understanding the process of re-financing can be quite dizzying. Homeowners who are considering re-financing might initially be overwhelmed by the number of options available to them. However, after taking some time to educate themselves about the process, they will likely find the process is not nearly as daunting as they had imagined. This article will discuss some of the options available to... [Continue Reading]

Mortgage Loan

In the past decades, it was believed that a mortgage loan is a mortgage loan no matter whichever is chosen. But this theory is not workable anymore because of the many mortgage loan products available in the market. So, before choosing a mortgage loan, it is very important to decide which one is right for you. Finding the right mortgage loan means balancing your mortgage options with your housing... [Continue Reading]

Student Loan Repayment Tips for the Life of Your Loans

It is often said that the most effective debt management strategy is to be debt-free. But, in order to pay for your college education, you may need to take out student loans. Student loans are applied by many people these days. It is for the hope that student loans can greatly support their education. Well, that is primarily the purpose of student loans, but there are some instances that... [Continue Reading]

Home Loan Programs

You have found that dream home, now which of the home loan programs is right for you? There is no simple answer to that question; home loan programs need to be studied to choose what is best. This all depends upon your individual family preferences and financial circumstances. Some factors to consider when choosing from the different home loan programs. Your current financial situation, do you... [Continue Reading]

Car Loans: What You Need to Konw

Car loans are the loans that are used for financing the purchase of a car, paying whose price in cash is not quite affordable because of the huge tags of price attached to them. People take loans for financing cars, which they find as the best way of buying a car, because disposing such big amounts at a time is not very feasible for any average individual. Only very few people, with strong bank... [Continue Reading]