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Money Guide: Debt Management


Different Ways to Improve Your Credit Score

Most people will have heard the term 'credit score', but many are unaware of what it is or why it's so important to have a good one. Put simply; your credit score is used by companies to see how financially stable you are before they decide to grant you a loan, a credit card, a mobile contract or a mortgage. The majority of businesses you deal with will share your payment history with credit... ❯❯❯

The Benefits of Applying for an Instalment Loan

If you are having difficulties as to where to make an installment loan, you might try considering CreditNinja installment Loans. More often than not, you can borrow a significant amount more than a mortgage on payday, not to mention that there is a possibility that repayments are available. If you are acquiring something expensive, like a new car, a house, or a vacation abroad, considering an... ❯❯❯

Charge Offs Explained

Stated by a Dallas credit repair company,  the kiss of death in the world of credit is the charge-off. Once a charge-off is reported on your credit, the period of recovering your credit score will be much longer than if you had to repair a few negative entries. So what is a charge off? When you fail to make payments on a loan, and a lender has tried repeatedly for months to recover the money... ❯❯❯

How Can Debt Consolidation Help You Manage Stress from Multiple Debts?

Debt is a four-letter word, but its weight is huge, and this weight can crush the biggest establishments and multinational companies, and the richest persons in the world. When you owe money to a source, then you are in debt. And when the calculation of multiple debts at various places gets too complex, then not just a person, but a big company or organization can also slip, fall, get imbalanced,... ❯❯❯

Have the Best DIY Debt Management Plans with These 5 Ideas

It does not matter the amount of debt you have. A debt is a debt, and you need to work out how you will make up its payments and manage it before it spirals out of your control. If, however, you are burdened by massive debts, then you only need to put in more effort into making your repayments and see your financial debt burden get lighter. Here are some of the top tips and tricks that you may... ❯❯❯

Important factors to consider while selecting a specific type of Debt Consolidation

If a person chooses to combine all the dues with respect to loans taken for many cars, then it will help him/her to not only lower the interest rate but also make the payment procedure extremely convenient. The potential benefits of acquiring a consolidation loan for dealing with views on automobile payment The prime advantages of having a loan that has consolidated all the previous loan tabs... ❯❯❯

Should you go for Debt Consolidation Loan? Learn the various aspects of it for a better decision

A debt consolidation loan is a kind of personal loan that enables you for paying off your existing debts and you can then payback that loan over a period of 2 to 7 years in turn. You may find it difficult to manage your multiple loans in most of the times and often have problems in making payments within your due dates. High-interest rates could be another factor that may inhibit you from paying... ❯❯❯

Debt Loads and Borrowing Solutions- Why a Debt Consolidation Loan may work for you

If you seek to clear debt, a debt consolidation loan can help you combine your debts into a single manageable loan. Many people are looking for ways to eliminate debt while juggling payments and dealing with multiple lenders. Debt consolidation loans can be worthwhile in these situations. Instead of attempting to pay off minimum amounts for every debt, consolidating the debt can reduce your... ❯❯❯

9 Key Factors to Consider before Consolidating Your Student Loans

College students take credit every year when in school and this may result in having lots of individual loans. These loans may have varying interest rates and payment terms. Consolidating your loans into a single loan can make your repayment simple, especially if you are handling repayments from different lenders. However, debt consolidation is not a smart move for everyone. Here are a few factors... ❯❯❯

9 Key Factors to Consider before Consolidating Your Student Loans

College students take credit every year when in school and this may result in having lots of individual loans. These loans may have varying interest rates and payment terms. Consolidating your loans into a single loan can make your repayment simple, especially if you are handling repayments from different lenders. However, debt consolidation is not a smart move for everyone. Here are a few factors... ❯❯❯