Money Guide: Savings & Investments (Page 9)
Watch Out For These Common Mistakes When Buying Gold
Bullion Vault
Gold has an allure for humans that has lasted millennia - and is likely to last many years to come, too. However, as with any other investment, you have to be careful not to get carried away with any romantic notions when it comes to buying. In today’s guide, we’re going to go through a few different issues that crop up with regularity when people buy gold. So, if you fancy... ❯❯❯
The Secrets To Profiting From Undeveloped Land
They say that bricks and mortar are the classic way of making money even in times of economic strife. What you might not realise is one can make a profit out of land alone! People end up acquiring land for all kinds of reasons.
For example, they might get a parcel of land as part of their inheritance from a loved one. Or they might move to a new home with acres of spare land they will seldom... ❯❯❯
Tips For Trading CFD Online
By trading CFD online, you can take the advantages of price movements of global financial markets without actually buying or selling of underlying instruments directly. An upward as well as a downward price movement can be used positively in CFD trading and you can profit even when the market is falling for the underlying assets. But as every type of financial trading involves risk and proper... ❯❯❯
How to Find the Best Investment Advice
When you invest, you are putting your own money at risk. Therefore, you do not want to take investment advice from just anyone. Additionally, even though there are several places to find great investment advice, you also cannot trust suggestions just because of their source. This means you must also sort through the advice and know what to follow and what to disregard. Here are a few tips for... ❯❯❯
Eco Property Houses - Houses Go Green
Mother Earth is becoming more sensitive to environmental pollution thus resulting in a kaleidoscope of alarming situations and raising the concerns for her protection. Though better late than never, people are taking precautions now, thus arising the trend of eco property houses. The concept of eco homes revolves around consumption of less energy for better living. Since ages, Mother Earth has... ❯❯❯
The Best Ways to Start Saving for Retirement Today
Saving for retirement is a goal that everyone will need to reach at some point in their lives. Many people like to put off this type of savings as long as possible, but no matter how tempting that is, starting a retirement savings plan as soon as possible.
There are a lot of different ways people can start their retirement savings. However, some methods are more effective than others and can... ❯❯❯
Advantages of Investing in a Roth IRA
Freedom and flexibility:One of the best aspects of Roth IRAs is the absence of a required minimum distribution (RMD). At 70½,Traditional IRAs require you to calculate all of your RMDs and take them as taxable income. If you miss anyor don’t withdraw enough, it will cost you a 50% penalty on top of your income tax. You also can’tcontribute savings after 70½ to regular IRAs, but Roths have no... ❯❯❯
A Self-Managed Super-Fund or a Pension? What's the Best Option for You?
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... ❯❯❯
5 Things to Avoid When Negotiating Wages
Negotiating a salary can be an awkward situation. There seems to be a taboo around discussing personal financial matters, especially amongst British people. We are not good at haggling – it is just not in our nature. Negotiating a wage requires nerves, bottle and a little bit of cheek. These are qualities that the top sales people tend to have. For us mere mortals, haggling needs to be learned,... ❯❯❯
One in Four Investors Have No Financial Plan
According to recent financial research, 26% of American investors have no plan or strategy when it comes to their investment portfolio. Almost 20% say believe they don’t need to work with professional financial planner to help them make the right investment decisions – their reasoning including not believing a plan was necessary, to feeling uncomfortable discussing finances with a stranger. ... ❯❯❯
