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How To Use a Credit Card To Help You Weather a Storm

The year 2020 has been a challenging one for sure. We have all worried about our health and that of our loved ones as the coronavirus pandemic swept across the world. But there have been other troubles resulting from the pandemic, including financial ones. This year has brought job losses, reduced incomes and financially turbulent times for many people. Sadly, the pandemic is not yet over. This... ❯❯❯

Four Reasons Why Payday Loans Can Be Worth it

Payday loans have a bit of a bad reputation, and it is a fact that they are sometimes misused and/or misrepresented, but just as with everything else in life, it’s what you do with them that matters. Payday loans are quick and easy to obtain; most of the time, all you need is to be able to prove that you have a regular paycheck with direct deposit. There’s no credit check and only a... ❯❯❯

Four Reasons Why You Need Car Insurance

Nobody likes paying their car insurance bill – honestly, neither do we! – but the truth is that car insurance is essential in several different, important ways. If you drive a car, you need to have car insurance, and most of us need to have insurance beyond the mandated minimums. Read on to learn more. Protect Yourself From Liability Depending on the policy you pick, car... ❯❯❯

4 Factors to Consider While Purchasing Auto Insurance

It doesn’t matter whether you have bought a brand new car or a used one; the first thing you need to do is get it insured. Getting your car insured in time is crucial for your safety because you don’t want to drive an unprotected car on the road. If you end up in an accident in an uninsured car, you will have to pay for the damages on your own. That is why it is strictly advised that... ❯❯❯

How To Improve Your Chances Of Qualifying For A Hard Money Loan

Hard money loan requirements usually differ from those of traditional bank loans. If you've never tried to get a loan from private money lenders, it may be unclear what you need to qualify for one. Moreover, you'd surely want to know how to improve your chances and obtain a hard money loan.  Hard money loans have fewer requirements than conventional loans. They are asset-based, which means... ❯❯❯

Why Is Passive Investing Better Than Active Investing?

How did you spend your time at the start of the COVID-19 pandemic? For a couple of months, millions of Americans were confined to their homes as part of the nationwide lockdown in response to the coronavirus public health crisis. With our normal social and recreational outlets no longer available, many people had more free time on their hands. A blessing or a curse? It depends on what you did... ❯❯❯

5 Myths about Studying Accounting & Finances at the University

Most of the myths we take at face value are nothing more than public pressure on our emotions. Who is the same public, where exactly it is pressing and what it threatens us - that's what you should understand in this article in as much detail as possible. Myth 1. Studying finances at a university is a must If someone suspects us of illiteracy or ignorance, we will immediately answer, taking the... ❯❯❯

Financial Planner in Gold Coast: Guide for Aged Care Planning

When you become an adult, and you’ve noticed how much effort you’ve put into earning money, you start to wonder whether you will have to work for all your life and worry about the future. Of course, there are people who look to retire by being loyal to a single company for decades, but in many places (and situations) that is just not possible. That is where advance care planning... ❯❯❯

Checking the Affordability of Your Guarantor Loan

When you take out a guarantor loan the lender should carry out a series of affordability checks that ensure you should have been offered a loan in the first place. That’s why it’s important to choose a responsible lender. There are a series of checks and laws in place to make sure lenders lend responsibly which include making sure you can afford the loan in the first place and... ❯❯❯

Travel Philippines – the tourist's trusted app

In the city of Manila, the Department of Tourism (DoT) along with its marketing arm, the Tourism Promotions Board developed an application in partnership with inclusion tech venture builder, HIMO Global Inc.  The newly launched application named “Travel Philippines” is a web-based application that will keep tourists updated with information on the status of the recently re-opened... ❯❯❯