Money Guide: Family Budget (Page 6)
Non Traditional Saving Methods
With interest rates at historical lows many people are turning away from the traditional high street bank for their savings products. Company bonds, smaller banks and peer-to-peer lending are all becoming favoured alternatives among those looking for inflation beating interest rates. But is your money safe there? We investigate. Perhaps the safest alternative is a savings account with a smaller... ❯❯❯
Could a Personal Loan Give You Your Dream Wedding?
Planning a dream wedding is a time of happiness for young couples. The problem that many face is finding a financing solution that will make it possible to enjoy the biggest day of their lives. Although many options are available, such as getting help from parents or using credit cards, a wedding loan from Clydesdale Bank is a solution. Benefits of the Loan Although a personal loan is not the... ❯❯❯
Read between the lines before signing a rent agreement
Here are a few essential things that tenants should be aware of before signing on the dotted line What is a rent agreement? A rental / lease agreement is a legal document stating that owner and the tenant agree to follow the rental rules and the deal. Typically, a rent agreement is prepared by the real estate agent hired by the landlord and the tenant. To validate the agreement, both the... ❯❯❯
A competitive quote may be easier than you think
There is no doubt that it is more difficult to borrow money than it was before the financial crisis caused by the Collateralised Debt Obligation (CDO) chaos a few years ago. However the good news is the growth of online companies happy to look at each application on its merits to replace the banks that some would claim have pulled up the drawbridge.
Banks for shareholders
It is easy to be too... ❯❯❯
Buying a Used Car? Proceed with Caution
Many people feel that buying a used car is a wise investment. Although they might miss that new car smell, they find that they can often get better value for money than buying basically the same car brand-new from a dealer. Statistics show that they are basically correct. Most brand-new cars lose anywhere from 15 to 30% of their value within the first few months. Therefore, if one can get a... ❯❯❯
The Top 10 Financial Apps for your Smartphone
Gone are the days of spending half of your Sunday afternoon balancing your checkbook, or needing to go to the bank and wait in line to make a money transfer. Ah, good old technology certainly has come a long way, from being able to deposit checks envelope-free into ATMs to having your bank account virtually at your fingertips through its website. And with the recent surge of Smartphone... ❯❯❯
4 Money Management Tips to Apply This Year
Unless you are financially independent, you are probably looking for some money management tips to help you get through this rough economy. You can easily cut back your spending by not buying coffee and meals every day, riding the bus or walking, and not going to expensive events such as movies and major sporting events. Everyone knows that, but you can do a few other things that can really make... ❯❯❯
Stay Out Of Trouble When Sending Money Abroad
If you need to transfer money abroad there are lots of different ways to do it and a whole range of things to look out for to make sure you send it safely and get the best value for your transaction. Why Send Money Abroad? You may want to send money overseas regularly, perhaps to a member of your family who lives abroad. You may just need to send a one-off amount to help out someone in an... ❯❯❯
Hospital Stays and Savings: Surprising (and Billable) Services
Medical expenses are among the leading causes of debt in the U.S. Outrageous fees and miscellaneous charges threaten the safety of the underinsured and uninsured. While you cannot avoid medical expenses entirely, there are a few ways to cut back and save yourself some heartache. Keep an eye out for the hidden costs below, and follow the tips to avoid them. Maintaining your health should never... ❯❯❯
How to Make a Smart Grocery Budget
Whether you're frugal or simply want to know where your money goes, having a grocery budget is essential. While feeding your family is essential, it can be done on a budget to help you keep expenses down in order to grow your savings. Most people don't know how to create a grocery budget. Instead, they simply go to the grocery store, throw a bunch of stuff in their cart and pay whatever the... ❯❯❯
