Money Guide: Family Budget (Page 7)
10 Ways to Save Money on Monthly Bills
1. Auto Insurance If you drive less than 2 hours per day, most insurance companies will give you a discount on your policy premium. If you have someone in your family that occasionally is allowed to drive your car, you do not have to add them, by name, to your policy either. 2. Auto Insurance - Pt 2 Ask your insurance company if your policy has "permissive use coverage" as part of the policy.... ❯❯❯
Time To Be Open With Our Children About Saving
Recent research from the Bank of Cyprus has revealed that around half of all UK parents looking to open a Junior ISA for their child are also planning to keep that account secret, or withhold information about it. It’s understandable that some parents are worried about what will happen to the money that they painstakingly invested for their children over the course of 18 years. The worry stems... ❯❯❯
Strategies for Saving Money in a Divorce
Divorce is currently on the rise nationwide. Sometimes couples simply have to end their relationship for various reasons. In addition, an expensive divorce can have a profound impact on a person’s financial status. Both partners can save money as the financial, legal, and emotional issues of divorce approach. An average American divorce costs range from $14,000 to $30,000. Here are some strategies... ❯❯❯
The Concealed Costs of Owning a Home
The interest in homeownership is again on the rise, thanks to declining home prices and mortgage rates in many markets. Renters are getting tired of seeing their expenses rise every year, and owning a home is one of the easiest paths to financial solidity. Every mortgage payment you make will build equity, and when home values rise, your assets will grow. Before applying for a mortgage, you... ❯❯❯
Why Should I Make a Budget?
You say you know where your money goes and you don’t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny. You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result... ❯❯❯
Family Budgeting Tools that Work
Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn’t have to be extremely hard. Various budgeting programs are available for use. Money management programs provide you with a usual package that allows you to enter your cash inflows and outflows, categorizes your expenditures, and at times, presents to you... ❯❯❯
How to Budget Your Money
With prices of commodities increasing day by day it is proper to make your very own strategic plan on maximizing your financial resources and making sure that every penny earned is well spent. Make your move on coordinating your finances and list of expenditures that may affect the way you use your income and empower you on your economic stability as a working individual. Your source of... ❯❯❯
How to Save Money and Avoid Temptations
Saving money and financial management is very crucial in one's life. Money is very important in order to survive in this world but only a few people know how to manage their household budget properly. Many people have a hard time saving money even if it is for their own good. Most of the time, you may be motivated to save money but there are times when temptations come your way and before you... ❯❯❯
8 Tips on How to Save Money
In this world today, prices seem to go higher every year. Saving money can sometimes be a hard job for many people. To help you save money, here are some pointers for you: 1. Determine the things that are important to you. Identify the items that you need and the items that you want to have. Always remember that you should only buy things that are important and needed in your lifestyle. ... ❯❯❯
